Stonebridge Life Insurance Company   

Stonebridge Life Insurance Company JCPenney Back to School Sweepstakes








SPONSOR:    Stonebridge Life Insurance Company, Administrative Offices, 300 Eagleview Boulevard, Exton, PA  19341.


Customer Service Number:  1-800-527-5592


TERM: The Stonebridge Life Insurance Company JCPenney Back to School Sweepstakes (“Sweepstakes”) begins at 12:01 a.m. Eastern Time (“ET”) on 7/1/14 and ends at 11:59 p.m. ET on 9/30/14 (the “Sweepstakes Entry Period”).


ELIGIBILITY: The Sweepstakes is open to individuals age 18 and older who are legal residents of the United States (except residents of New York) and District of Columbia. Employees, officers and directors of the Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective parent companies and their divisions, subsidiaries, affiliates, resellers, agents, advertising and promotion agencies and any other persons involved with this promotion and immediate family members of employees, of the Sponsor, Ventura Associates International LLC, or J. C. Penney Corporation, Inc., (defined as mother, father, sister, brother, son, daughter & spouse) and those living in the same household are NOT eligible to enter. All federal, state and local laws and regulations apply. Void in New York, Puerto Rico and where prohibited by law. Sweepstakes is governed by U.S. law.


HOW TO ENTER: Method #1 (Inbound Telephone Entry): Call the toll-free number mentioned in your offer and follow all entry instructions provided during the call. Method #2 (Outbound Telephone Entry): If you receive a phone call from the Sponsor’s representative offering you the opportunity to enter the Sweepstakes, follow all entry instructions provided during the call. Limit: One entry per person/household per phone number for the entire Sweepstakes Entry Period.


CONSUMER DISCLOSURES: No purchase or payment necessary to enter or win.  You have not yet won.  Ends: 9/30/14.  Three (3) Grand Prize winners will receive a Back to School Prize Package consisting of the following items: one (1) Samsung Galaxy Tab® 3 10.1" Screen, 16GB WiFi (ARV: $399.99); one (1) Toshiba 15.6" Satellite Notebook (ARV: $429.99); one (1) Samsonite Laptop Tectonic Backpack (ARV: $95.00); one (1) pair of Bose® IE2 Audio Headphones (ARV: $99.95); and a $100 JCPenney gift card (ARV: $100.00). Total ARV of all prizes $3,374.79. Prizes are guaranteed to be awarded. Odds of winning depend on the number of eligible entries received, estimated at 1:20,000. Winners are responsible for all federal, state, local and income taxes. Winners will be required as a condition of receiving the prize to provide the Sponsor or Ventura Associates International LLC with the winner’s social security number so that appropriate reports may be filed with the appropriate tax authorities.


Model and color of prizes are subject to availability and may be substituted by models of equal value at the sole discretion of the Sponsor. Winners acknowledge that the Sponsor (and all other businesses concerned with this Sweepstakes) and its agents do not make, nor are in any manner responsible for, any warranty, representations, expressed or implied, in fact or in law, relative to the quality, conditions, fitness or merchantability of any aspect of a prize except that such prize shall be subject to manufacturer’s standard warranty to the extent offered. Limit one prize per household.


WINNER SELECTION:  Random drawing to award all prizes will be conducted on or about 10/15/14 from among all eligible entries received. Random drawing will be conducted by an independent judging organization whose decisions are final and binding in all matters related to the Sweepstakes. Winners need not be present to win. 


NOTIFICATION:  Winners will be notified by mail and will be required to sign and return an Affidavit of Eligibility/Release of Liability and Publicity Release (where permissible by law) (collectively “Affidavit”) within 14 days of date printed on notification or he/she will be disqualified and an alternate winner will be selected in a separate random drawing. Prizes will be awarded approximately 30 business days after receipt and verification of properly executed Affidavit.  


Sponsor is not responsible for notification or Affidavit that is misdirected or not received. If a prize notification or prize is returned as undeliverable, it will result in forfeiture of the prize and the prize will be awarded to an alternate winner in a separate random drawing. If a winner is otherwise eligible under these official rules, but is nevertheless deemed a minor in his or her state of primary residence, the prize will be awarded in the name of winner's parent or legal guardian who will be required to execute Affidavit on minor’s behalf. Prizes are non-assignable or transferable, except to a surviving spouse.


ADDITIONAL TERMS AND CONDITIONS: JCPenney gift card is redeemable for merchandise and services (excluding gift cards) at JCPenney stores in the U.S. and P.R. and  JCPenney gift card is not redeemable for cash except where required by applicable law. JCPenney gift card may not be used as payment on a JCPenney credit card account or any other credit card account. Lost, stolen or damaged gift cards may be cancelled and replaced with a new gift card in the amount of the then-remaining balance upon proof as required by JCPenney.  JCPenney gift card usage is subject to the complete terms and conditions printed on the back of each gift card and available on


Information provided by you to participate in this Sweepstakes is subject to   Sponsor’s privacy policy located at Sponsor is not responsible if Sweepstakes cannot be implemented due to delays or interruptions caused by acts of God, acts of war, natural disasters, weather, utility outages or terrorism.  Entry materials/data that have been tampered with or altered, or mass entries or entries generated by automated devices are void.  The Sponsor and its respective affiliates, parents, subsidiaries or agents are not responsible for: (i) late, lost, incomplete, mechanically reproduced, stolen, misdirected, damaged, impermissible entries or any other error whether human, mechanical or electronic; or (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction of unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment or carrier/network, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by Sponsor on account of technical problems or traffic congestion on the telephone carrier’s system or traffic congestion on the Internet or at any Web Site or any combination thereof or any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in the Sweepstakes.  Sponsor’s decisions as to all matters related to the administration of the Sweepstakes and selection of the prize winners are final.  Sponsor reserves the right to cancel or modify the Sweepstakes without prior notice.


Winners agrees that Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective affiliates, parents, subsidiaries, agents, employees, directors, or officers of these companies are not liable whatsoever for injury, damage, expense, accident, delay, irregularities, loss or claim caused or claimed to be caused, directly or indirectly, by participating in this Sweepstakes, or by the acceptance, possession, use or misuse of any prize awarded.  By participating and redeeming prize, winner releases Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective affiliates, parents, subsidiaries and agents, employees, directors and officers from any and all loss, liability or damage resulting from or arising out of participation in the Sweepstakes.  Entrants agree that (1) any and all disputes, claims, and causes of action arising out of or connected with this Sweepstakes or the determination of winner shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Pennsylvania or the appropriate Pennsylvania State Court; (2) any and all claims, judgments and awards shall be limited to the actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys’ fees; and (3) under no circumstances will an entrant be permitted to obtain awards for and entrant hereby waives all rights of claim to punitive, incidental and consequential damages and all other damages, other than for the actual out-of-pocket expenses and any and all rights to have damages multiplied or otherwise increased.  SOME JURSIDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILTY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATONS OR EXCLUSIONS MAY NOT APPLY TO YOU.


By participating in the Sweepstakes, you (i) agree to be bound by these official rules, including all eligibility requirements; and (ii) agree to be bound by the decisions of Sponsor and the independent judging organization, which are final and binding in all matters relating to the Sweepstakes.  Failure to comply with these official rules may result in disqualification from the Sweepstakes. Sponsor reserves the right to: (i) permanently disqualify any person it believes has intentionally violated these Official Rules; and (ii) withdraw the telephonic or electronic method of entry if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to select a winner from among all eligible entries received prior to withdrawal.


OFFICIAL RULES, WINNER’S LIST OR MAIL PREFERENCE: To obtain a copy of the Official Rules or receive the winner’s list (available by 11/28/14), send self-addressed, stamped envelope by 11/28/14 to Stonebridge Life Insurance Company JCPenney Back to School Sweepstakes Winner AEGD4799, Administrative Offices, 300 Eagleview Boulevard, Exton, PA  19341. Vermont residents may exclude return postage. 


To decline to receive future Sweepstakes offers from the Sponsor you may write to the Exton, PA address mentioned herein.


This coverage is issued by Stonebridge Life Insurance Company, Administrative Office: 2700 W. Plano Parkway, Plano, TX 75075-8200. Home Office: Rutland, VT 05701. Stonebridge Life Insurance Company is licensed to sell insurance in all states. Stonebridge Life Insurance Company NIAC number 65021.NOT AVAILABLE IN ALL STATES. ACCEPTANCE BASED UPON INFORMATION PROVIDED. Stonebridge Life Insurance Company is authorized by J.C. Penney Corporation, Inc. to market approved products to customers of JCPenney. Compensation will be paid.