Stonebridge Life Insurance Company   

Stonebridge Life Insurance Company JCPenney Birthday Sweepstakes








SPONSOR:       Stonebridge Life Insurance Company, Administrative Offices, 300 Eagleview Boulevard, Exton, PA 19341.


Customer Service Number:  1-800-527-5592


TERM: The Stonebridge Life Insurance Company JCPenney Birthday Sweepstakes (“Sweepstakes”) begins at 12:01 a.m. Eastern Time (“ET”) on 1/1/15 and ends at 11:59 p.m. ET on 5/31/15. Sweepstakes consists of four (4) monthly birthday prize drawings. See chart below for each entry period and its corresponding prize drawing date. To qualify for a given prize drawing, your birthday must occur in the month for which the drawing is named and your entry must be received by the deadline date provided on the offer you received or by the deadline date stated in the chart below, whichever is sooner.


Entry Period Begins

Enter by deadline date specified in offer received or by date shown below; whichever is sooner

Prize Drawing Name

Random Drawing held on or about

January 1, 2015

February 28, 2015

March Birthdays Drawing

March 16, 2015

February 1, 2015

March 31, 2015

April Birthdays Drawing

April 14, 2015

March 1, 2015

April 30, 2015

May Birthdays Drawing

May 14, 2015

April 1, 2015

May 31, 2015

June Birthdays Drawing

June 15, 2015


ELIGIBILITY: Sweepstakes is open to individuals age 18 and older who are legal residents of the United States (except residents of New York) and District of Columbia to whom this offer is addressed. Employees, officers and directors of the Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective parent companies and their divisions, subsidiaries, affiliates, resellers, agents, advertising and promotion agencies and any other persons involved with this promotion and immediate family members of employees, of the Sponsor, Ventura Associates International LLC, or J. C. Penney Corporation, Inc., (defined as mother, father, sister, brother, son, daughter & spouse) and those living in the same household are NOT eligible to enter. All federal, state and local laws and regulations apply. Void in New York, Puerto Rico and where prohibited by law. Sweepstakes is governed by U.S. law.


HOW TO ENTER: Method #1 (Inbound Telephone Entry): Call the toll-free number mentioned in your offer and follow all entry instructions provided during the call. Method #2 (Outbound Telephone Entry): If you receive a phone call from the Sponsor’s representative offering you the opportunity to enter the Sweepstakes, follow all entry instructions provided during the call. Limit: One entry per person/household and per customer number.


CONSUMER DISCLOSURES: No purchase or payment necessary to enter or win.  You have not yet won.  Ends: 5/31/15.  Four (4) Monthly Birthday Prizes will be awarded per the drawings named on the chart above. Each winner will receive a $1,000 Shopping Spree to be awarded as JCPenney gift card. Total ARV of all prizes: $4,000. Prizes are guaranteed to be awarded. Odds of winning a Monthly Birthday Prize depend on the number of eligible entries received per prize drawing, estimated at 1:50,000. All winners are responsible for all federal, state, local and income taxes. Winners will be required as a condition of receiving the prize to provide the Sponsor or Ventura Associates International LLC with the winner’s social security number so that appropriate reports may be filed with the appropriate tax authorities. 


WINNER SELECTION: Each winner will be selected at random from all eligible entries received for a given prize drawing. All prize drawings will be conducted by an independent judging organization whose decisions are final and binding in all matters related to the Sweepstakes. Winners need not be present to win. 


NOTIFICATION:  Winners will be notified by mail and will be required to sign and return an Affidavit of Eligibility/Release of Liability and Publicity Release (where permissible by law) (collectively “Affidavit”) within 14 days of date printed on notification or he/she will be disqualified and an alternate winner will be selected from all eligible entries received for the corresponding monthly birthday entry period the disqualified winner’s entry originated. Prize will be awarded approximately 30 business days after receipt and verification of properly executed Affidavit.  


Sponsor is not responsible for notification or Affidavit that is misdirected or not received.  If a prize notification or prize is returned as undeliverable, it will result in forfeiture of the prize and the prize will be awarded to an alternate winner in a separate random drawing. If winner is otherwise eligible under these official rules, but is nevertheless deemed a minor in his or her state of primary residence, the prize will be awarded in the name of winner's parent or legal guardian who will be required to execute Affidavit on minor’s behalf. Prize is non-assignable or transferable, except to a surviving spouse.


ADDITIONAL TERMS AND CONDITIONS: JCPenney gift card is redeemable for merchandise and services (excluding gift cards) at JCPenney stores in the U.S. and P.R. and  JCPenney gift card is not redeemable for cash except where required by applicable law. JCPenney gift card may not be used as payment on a JCPenney credit card account or any other credit card account. Lost, stolen or damaged gift cards may be cancelled and replaced with a new gift card in the amount of the then-remaining balance upon proof as required by JCPenney.  JCPenney gift card usage is subject to the complete terms and conditions printed on the back of each gift card and available on


By participating in the Sweepstakes, each winner consents to the use of his or her name and likeness for advertising and publicity purposes without further compensation, where permitted. Information provided by you to participate in this Sweepstakes is subject to   Sponsor’s privacy policy located at Sponsor is not responsible if Sweepstakes cannot be implemented due to delays or interruptions caused by acts of God, acts of war, natural disasters, weather, utility outages or terrorism.  Entry materials/data that have been tampered with or altered, or mass entries or entries generated by automated devices are void.  The Sponsor and its respective affiliates, parents, subsidiaries or agents are not responsible for: (i) late, lost, incomplete, mechanically reproduced, stolen, misdirected, damaged, impermissible entries or any other error whether human, mechanical or electronic; or (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction of unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment or carrier/network, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by Sponsor on account of technical problems or traffic congestion on the telephone carrier’s system or traffic congestion on the Internet or at any Web Site or any combination thereof or any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in the Sweepstakes.  Sponsor’s decisions as to all matters related to the administration of the Sweepstakes and selection of the prize winners are final.  Sponsor reserves the right to cancel or modify the Sweepstakes without prior notice.


Winners agree that Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective affiliates, parents, subsidiaries, agents, employees, directors, or officers of these companies are not liable whatsoever for injury, damage, expense, accident, delay, irregularities, loss or claim caused or claimed to be caused, directly or indirectly, by participating in this Sweepstakes, or by the acceptance, possession, use or misuse of any prize awarded.  By participating and redeeming prize, winner releases Sponsor, Ventura Associates International LLC, J. C. Penney Corporation, Inc., and their respective affiliates, parents, subsidiaries and agents, employees, directors and officers from any and all loss, liability or damage resulting from or arising out of participation in the Sweepstakes.  Entrants agree that (1) any and all disputes, claims, and causes of action arising out of or connected with this Sweepstakes or the determination of winners shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Pennsylvania or the appropriate Pennsylvania State Court; (2) any and all claims, judgments and awards shall be limited to the actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys’ fees; and (3) under no circumstances will an entrant be permitted to obtain awards for and entrant hereby waives all rights of claim to punitive, incidental and consequential damages and all other damages, other than for the actual out-of-pocket expenses and any and all rights to have damages multiplied or otherwise increased.  SOME JURSIDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILTY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATONS OR EXCLUSIONS MAY NOT APPLY TO YOU.


By participating in the Sweepstakes, you (i) agree to be bound by these official rules, including all eligibility requirements; and (ii) agree to be bound by the decisions of Sponsor and the independent judging organization, which are final and binding in all matters relating to the Sweepstakes.  Failure to comply with these official rules may result in disqualification from the Sweepstakes. Sponsor reserves the right to: (i) permanently disqualify any person it believes has intentionally violated these Official Rules; and (ii) withdraw the telephonic or electronic method of entry if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to select winner(s) from among all eligible entries received prior to withdrawal.


Legal Warning: ANY ATTEMPT BY AN individual, whether or not an ENTRANT, TO DELIBERATELY DAMAGE, destroy, tamper or vandalize this WEB SITE OR interfere with the OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS and THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES and diligently pursue all remedies against ANY SUCH individual TO THE FULLEST EXTENT PERMITTED BY LAW.


OFFICIAL RULES, WINNERS’ LIST OR MAIL PREFERENCE: To obtain a copy of the Official Rules or receive the winners’ list (available by 7/31/15), send self-addressed, stamped envelope by 7/31/15 to Stonebridge Life Insurance Company JCPenney Birthday Sweepstakes AEGD-5285, Administrative Offices, 300 Eagleview Boulevard, Exton, PA 19341. Vermont residents may exclude return postage.


To decline to receive future Sweepstakes offers from the Sponsor you may write to this same address.

This coverage is issued by Stonebridge Life Insurance Company, Administrative Office: 2700 W. Plano Parkway, Plano, TX 75075-8200. Home Office: Rutland, VT 05701. Stonebridge Life Insurance Company is licensed to sell insurance in all states. Stonebridge Life Insurance Company NIAC number 65021.NOT AVAILABLE IN ALL STATES. ACCEPTANCE BASED UPON INFORMATION PROVIDED. Stonebridge Life Insurance Company is authorized by J.C. Penney Corporation, Inc. to market approved products to customers of JCPenney. Compensation will be paid.